FAQ's

How long does the lender take to approve my loan request?
The lender can approve your loan as fast as in five minutes.

Is it absolutely necessary for me to have a bank account for procuring these loans?
Yes, it is very essential to have a bank account to avail these loans because all these lenders operate via online only and the cash gets deposited directly into the borrowers' bank account.

What is meant by a payday loan?
A payday loan is an effortless cash support provided by lenders through online to people who are in financial crisis during mid-month or month end to manage their unexpected expenditure. These loans are quicker than a traditional loan and there is no necessity to wait in queues for hours and get the loan sanctioned and there is no paper work.

Will there be credit check before the lender can approve the loan application?
Sure. If not by the credit bureaus, there will be some sort of credit check for the loan approval. Your lender may ensure your creditability and repaying ability to avoid any unpleasantness in future.

What happens if I skip the day of repayment?
It is always wise to repay the amount as scheduled to keep away from trouble. In case you miss out the exact day of repayment owing to some difficulty, most of the lenders charge you with a late fee.

You can inform your lender earlier if you feel that you may not be able to repay the amount on time. Few of them may consider your inability and can give extra time for your repayment. Yet this is not the routine with most of the lenders.

How is the loan amount given to me?
The loan amount gets transferred into your bank account directly by your lenders. You can make use the cash for any of your requirements immediately.

What privileges do I gain by opting for installment loans?
Installment loans are extremely handy and they give you the effortless option of repaying the loan in easy installments according to the instructions provided by your lenders. This privilege allows you to breathe in peace because you need not part with a huge amount at a time.

What are the rates and fee for availing the loan?
Generally the rates and fees for different loans differ and moreover these charges vary from lender to lender. The charges also depend on the loan amount and the repayment duration.

When I share my personal information with you, how far are these details secured?
We take our best possible care to safeguard your data. We have security experts to be vigil on our portals. But we cannot guarantee you 100% security as we are linked with our partners for various businesses and your e-mail id can be accessed by these links. You also have to be cautious not to reveal your log in details whenever you are online looking for loans.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.