We have laid terms and conditions to carry out our service to our clients with efficiency, consistency and authenticity.
When you visit the pages of our website, once you log on, you involuntarily agree to the terms and conditions pertaining to our website. We request you to go through the terms in detail and try to follow them to maintain a rapport for better and hassle-free business with us.
We are associated with a wide range of network of lenders and our part in this business is to help you connect with a lender to procure installment loans to meet your urgent cash requirements without any difficulty.
We are not the lenders but we connect you with one of the several lenders in our network. When you share your personal details with us, we just redirect that information to the lenders. Once they receive your data and the requisition for loans, they contact you offering their best possible loans.
The process goes on between you and your lenders thereafter until you repay the loan amount. They analyze your details and check those details to approve these loans as fast as in five minutes. You will get the loan amount remitted into your bank account possibly in a working day.
Provide reliable information:
There are chances of your loan application being rejected because of inappropriate provision of personal details. Ensure you provide us adequate and authentic data while opting for installment loans.
We cannot be accountable in case of a denial of loans by your lenders due to your careless and irresponsible submission of personal data. Whenever there is a change in one of these details, it is highly essential to update the change. Otherwise it would lead to many complications.
Rates and fees:
The rates and fees connected to the loans are always decided by your lenders. We just do the introductory part to find a lender from our 100+ lenders network.
Any other issue regarding the cost and other procedure of the loan can be discussed only with your lender and not with us. All these norms vary from lender to lender and based on the type of loan the clients opt for.
Generally the loan charges are slightly higher than the traditional banks due to the risk taken by these online lenders to provide cash assistance without many formalities. These loan fees and interest rates keep changing according to the trend in the lending market. Again these depend upon the loan amount and the nature of repayment tenure too.
Loan amount and repayment schedule:
These payday loans are short term loans exclusively meant to help the monthly salaried folks to cope up with the intervention of unusual and unexpected expenditures during the course of the month.
The loan amount varies and usually remains up to $1500, which can be repaid in a month's time usually on receipt of the next pay check. You can repay the amount in easy installments too to make the repayment schedule effortless.
Try to be prompt in repaying the loan amount on time to keep away the trouble of late fee. Repeated late repayment of the loan may result in a bad credit status and interfere in availing loans in future. Whenever you are tied up financially, not being able to repay the loan amount on the stipulated time, it is courteous to inform your lender much ahead to avoid confusion.
Few of the lenders in our network do oblige to give an alternate solution if you have genuine reason for your late repayment. Generally, most of them do not consider any such reason as it involves cash. To get familiar with your lenders modus operandi, we suggest you to read their terms and conditions thoroughly.
Though we put in our best efforts to protect your personal data, we cannot guarantee you cent percent assurance for seepage. We do not sell or rent out your details for the sake of acquiring our own benefits.
We do redirect your personal details to one of the lenders on our network for procuring loans, not with any other third party. We make use of advanced technology to transfer your data paying due care not to allow hackers interfere in the data transfer.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.